Cash Advance for Premises Liability Lawsuit in NYC

Legal Financing for Plaintiffs in Premises Liability Cases in New York City

Premises Liability Lawsuit Funding in New York

Personal injuries can occur from a wide range of causes. Animal bites, falls, and fires are just a few examples. These and similar cases involve premises liability, a legal concept in which injuries stem from unsafe conditions on someone else’s property. Such liability can come into play when injuries happen on either residential or commercial properties.

Premises liability claims require expert New York premises liability attorneys and could require some time to resolve. As a plaintiff, you hope to receive whatever compensation the law may entitle you to. Apex Legal Funding can help with a premises liability lawsuit loan. We provide this financing to pay important medical and household expenses while you pursue your claim.

The Basics of Premises Liability

Premises Liability Lawsuit Funding

As implied by its name, premises liability involves torts that occur on another person’s or entity’s property. The key concept at its core is negligence, which means the property owners know about potentially unsafe conditions but did nothing to rectify them. Most state laws recognize a duty of care — an owner’s responsibility to reasonably ensure the safety of others on the property.

As such, a wide range of cases can fall under the category of a premises liability accident:

  • Animal bites
  • Swimming pool accidents
  • Slip-and-fall incidents
  • Fire-related injuries
  • Illness from toxic fumes
  • Defective elevators or escalators

We commonly think of a premises liability claim as straightforward in New York. If a dog bites you, it leaves injuries. If the property owner failed to control the dog or keep it away from visitors, that owner could face liability. But other cases can involve premises liability — if someone assaults another in an office building with inadequate security, the building owner could face liability.

The Personal Injury Claim Process in New York City

Premises Liability Legal Funding

Due to the potential complexity of a premises liability case, resolution may not occur right away, even with an experienced New York premises liability lawyer. Your attorney probably outlined how your claim could proceed. However, you may find an overview of personal injury cases helpful.

These cases typically undergo a legal process to establish key facts and arrive at a judgment:

  • The plaintiff files a lawsuit in court.
  • The plaintiff’s and defendant’s attorneys gather facts.
  • Depending on their finding, the attorneys may negotiate a settlement.
  • Should negotiations fail, the case may go to trial.


The attorneys’ fact-finding efforts happen during the discovery phase. Depending on the claim, they may be looking for police reports, medical records, witness testimony, insurance documents, and other proof for their arguments.

This phase of premises liability lawsuits can last at least six months. Negotiations may also take some time to arrive at a favorable settlement. Many plaintiffs see their cases take two years or more to complete.

Another important thing to remember is the likelihood that your case will go to trial. The majority of personal injury cases settle out of court — usually around 95%. That means only 5% will advance to court, where a judge or a jury hears your case.

Accepting a settlement may resolve your claim more quickly, but you must proceed wisely to protect your interests. Both your and the defendant’s attorneys would handle negotiations. Even if you have a good attorney-client relationship and trust your legal team’s advice, it’s ultimately up to you to decide what you accept if you prevail.

How a Premises Liability Lawsuit Loan Can Help

Premises Liability Lawsuit NY

Each case needs a sufficient amount of time for ideal resolution. While you want to proceed and receive any potential compensation, you face another big challenge: finances. If your premises liability injuries were severe, you may not be able to work. Such injuries call for immediate medical treatments and ongoing therapies to achieve the best possible outcomes.

Medical treatment isn’t limited to your physical health, either. Personal injuries can also bring emotional distress with them. You may need to work with mental health professionals during your recovery.

Since many personal injuries necessitate time off from work, plaintiffs can lose valuable income. They’ve relied on their wages to cover their rent or mortgage payments. Other expenses include utilities, childcare, groceries, auto loan payments, and medical bills not covered by insurance.

Your New York premises liability attorney can give valuable legal advice and representation, but they can’t pay your bills for you. Our premises liability lawsuit funding may help fill in the proverbial financial gap to help you pay for these and other costs while you’re recovering and pursuing your case.

Understanding Our Lawsuit Funding

New York Premises Liability Lawsuit Funding

As a plaintiff in a personal injury case, you need powerful financial solutions. The team at Apex Legal Funding connects people like you with non-recourse, no-risk funding that helps ease financial burdens. We examine your case to determine its merits and the likelihood of a successful outcome. If we approve your request, we will typically extend between 10% and 20% of the anticipated settlement amount. In this manner, lawsuit financing more closely resembles a cash advance than a loan.

Repayment for lawsuit funding comes out of your final settlement amount. This occurs only if you win your case either with a settlement or a verdict. If you lose your case, you do not need to repay your loan.

These additional benefits can put your mind at ease during an already challenging time. Your loan comes with other great advantages:

  • Low-interest rates
  • No collateral required
  • No upfront or out-of-pocket costs

As a litigation funding firm, we assume more risk than lenders of traditional bank loans. We carefully evaluate each plaintiff’s financing request based on specific case details. We look at factors such as the defendant’s insurance coverage amounts, potential liability on your part, and the type of damages you’re seeking.

Caps on damage recovery set upper limits for a potential settlement. Any liability on your part impacts the outcome of your claim.

Finally, quantifiable damages make it easier to project a final settlement amount. Keep in mind that these can encompass medical expenses and property damage, as well as compensation for physical and emotional suffering.

Contact Us For Your New York Lawsuit Funding Needs

NY Premises Liability Lawsuit

When you’re dealing with a personal injury, you have many factors to consider. A premises liability lawsuit loan can make a big difference in your financial picture while you’re pursuing your claim. The team at Apex Legal Funding can assess your situation, explain your options, and recommend potential solutions. Complete our online contact form to schedule a free consultation.